Latitude

12 Months Interest-Free* with GEM Finance

Alpine Spas have teamed up with Latitude to offer you an incredible 12 Months Interest-Free.

Join Gem Visa online and once you are approved you can start shopping.
Alternatively, if you’re already a cardholder, give us a call on 1800 99 33 88 and we’ll process your order over the phone, or feel free to visit us in-store.

What is Interest-Free?

Latitude Interest-Free offers flexible interest-free payment plans to suit your needs. From 6 to 60 months, Latitude Interest-free gives you access to a range of interest-free offers at hundreds of retailers. Existing Latitude Gem Visa, Latitude GO Mastercard, Creditline, and Buyer’s Edge customers can checkout using Latitude Interest-Free.

How does Latitude Interest Free work?

Latitude Interest-Free cards such as Gem Visa or GO Mastercard work like normal credit cards but offer the added functionality of Interest-Free plans. There are three different types of Interest-Free payment plans:

Minimum Monthly (Interest-Free Promotion)

$8995 Spa Pool on 12 months Minimum Monthly = Customer required to pay a minimum payment each month. The residual balance of the payment plan will incur interest once the Interest-Free period is over. Customers can make extra payments at any time with no penalties.

Equal Monthly (Instalment Interest-Free Promotion)

$8995 Spa Pool on 12 months Equal Monthly = customer pays the purchase price in 12 equal monthly installments. If paid on time the balance is cleared by the end of the Interest-Free Plan period.

Flexible (Buy Now Pay Later Promotion)

$8995 Spa Pool on 12 months flexible = Customer not required to pay any amount during the Interest-Free plan period. Customers can make extra payments at any time with no penalties. The residual balance of the payment plan will incur interest once the Interest-Free period is over.

How much can I borrow with Latitude Interest-Free?

Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000.

What can I buy on Latitude Interest-Free?

Look for the Latitude Interest-Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded

How do I pay off my Latitude Interest-Free payment plan?

You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit, debit card and BPAY are available.

How do I manage my Latitude Interest-Free payment plan?

You can manage your account from the Latitude Mobile App or the Online Service Centre. Search Latitude App in the App Store or Google Play.

*Available to approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest-free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. At the end of the plan, interest will be charged at 25.90%. An account service fee of $9.95 per month applies. Subject to change. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard, and Buyer’s Edge customers. Other conditions, fees, and charges apply, see relevant product websites for details. Credit is provided by Latitude Interest-Free Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. For Latitude Interest-Free terms & conditions visit latitudefinancial.com.au/interest-free/terms-and-conditions. Subject to change.